Terms of Service

Last updated: June 8, 2024

Legal documents and contract signing

1. Acceptance of Terms

Professional agreement and handshake

By accessing and using Tasty Risk AI's services, you accept and agree to be bound by the terms and provision of this agreement. These Terms of Service ("Terms") govern your use of our AI-driven risk management platform and related services provided by Tasty Risk AI ("Company," "we," "us," or "our").

If you do not agree to abide by the above, please do not use this service. We reserve the right to change these Terms at any time without prior notice. Your continued use of the service following any changes constitutes acceptance of those changes.

These Terms constitute a legally binding agreement between you and Tasty Risk AI. Please read them carefully and ensure you understand all provisions before using our services.

2. Service Description

AI-powered financial analytics platform

Tasty Risk AI provides AI-powered risk management tools and analytics for entrepreneurs and business owners. Our comprehensive services include but are not limited to:

  • Advanced portfolio risk assessment and comprehensive analysis using machine learning algorithms
  • Real-time market monitoring with intelligent alerts and notification systems
  • NFA-compliant dashboard and automated reporting tools for regulatory adherence
  • Sophisticated asset allocation recommendations based on risk tolerance and market conditions
  • Automated margin monitoring systems with customizable risk thresholds
  • Strategic investment guidance and actionable insights powered by artificial intelligence
  • Comprehensive compliance advisory services and regulatory support
  • Custom risk management frameworks tailored to specific business needs
  • Integration capabilities with existing financial systems and data providers
  • Educational resources and training materials for risk management best practices
  • API access for developers and advanced users requiring custom integrations
  • Multi-asset class analysis including equities, bonds, commodities, and derivatives

3. User Responsibilities and Conduct

Professional team discussing responsibilities

As a user of our services, you agree to the following responsibilities and conduct standards:

  • Provide accurate, complete, and up-to-date information when creating your account and throughout your use of our services
  • Maintain the strict confidentiality of your account credentials and immediately notify us of any unauthorized access
  • Use our services only for lawful purposes and in accordance with these Terms and all applicable laws and regulations
  • Not attempt to gain unauthorized access to our systems, other users' accounts, or any connected third-party systems
  • Not use our services to transmit harmful, offensive, illegal, or inappropriate content of any kind
  • Comply with all applicable federal, state, and local laws and regulations in your jurisdiction
  • Notify us immediately of any unauthorized use of your account or any other security breaches
  • Accept full responsibility for all activities that occur under your account, whether authorized or unauthorized
  • Not reverse engineer, decompile, disassemble, or attempt to extract source code from our platform or proprietary algorithms
  • Not interfere with or disrupt the integrity or performance of our services or the data contained therein
  • Not use automated systems or software to extract data from our platform without explicit written permission
  • Respect intellectual property rights and not infringe upon copyrights, trademarks, or other proprietary rights

4. Financial Disclaimers and Risk Warnings

Financial risk analysis and warning indicators

Important financial disclosures and risk warnings regarding our services:

  • All investment recommendations and analysis are for informational and educational purposes only and do not constitute professional financial advice
  • Past performance of investments, strategies, or market analysis does not guarantee or predict future results or success
  • All investments carry inherent risks, including the potential for significant loss of principal and invested capital
  • You should consult with qualified, licensed financial advisors and professionals before making any investment decisions
  • Our AI algorithms and analytical tools are designed to assist in analysis but should never be the sole basis for investment decisions
  • Market conditions can change rapidly and unpredictably, potentially making our recommendations outdated or inappropriate
  • We do not guarantee the accuracy, completeness, or timeliness of market data, analysis, or recommendations provided
  • Regulatory requirements may vary significantly by jurisdiction and are subject to change without notice
  • Leverage and margin trading can amplify both gains and losses, potentially resulting in losses exceeding initial investment
  • Economic, political, and market events can significantly impact investment performance in unpredictable ways
  • Diversification and risk management strategies do not guarantee against loss or ensure profitable outcomes

5. Intellectual Property Rights

Intellectual property and patent protection concept

All content, features, and functionality of our platform are owned by Tasty Risk AI and are protected by intellectual property laws:

  • Our proprietary AI algorithms, machine learning models, and software constitute valuable trade secrets of the Company
  • All trademarks, service marks, logos, and brand names are exclusive property of Tasty Risk AI
  • Users may not copy, modify, distribute, sell, or lease any part of our proprietary content without explicit written permission
  • Any feedback, suggestions, or ideas provided by users may be used by the Company without compensation or attribution
  • Third-party content, data sources, and integrations remain the property of their respective owners and licensors
  • Users retain ownership of their personal data and investment information but grant us license to use it for service provision
  • Our platform's user interface, design elements, and overall look and feel are protected by copyright and design patents
  • Database rights and compilation copyrights protect our aggregated data and analytical outputs
  • Any unauthorized use of our intellectual property may result in immediate termination of service and legal action

6. Privacy and Data Protection

Data protection and privacy security measures

Your privacy and data security are fundamental to our operations. Our comprehensive data handling practices include:

  • Collection and use of personal information strictly as outlined in our detailed Privacy Policy
  • Implementation of industry-leading security measures including encryption, access controls, and monitoring
  • Full compliance with applicable data protection regulations including GDPR, CCPA, and other privacy laws
  • Limited sharing of information only as necessary for service provision and with your explicit consent
  • Your fundamental rights to access, correct, delete, or port your personal information
  • Regular security audits, penetration testing, and updates to our data protection measures
  • Transparent notification procedures in case of data breaches or security incidents
  • Data minimization practices ensuring we only collect and retain necessary information
  • Secure data centers with physical security controls and environmental monitoring
  • Employee training and background checks for all personnel with access to sensitive data

7. Service Availability and Modifications

We strive to provide reliable and consistent service but cannot guarantee uninterrupted access:

  • Services may be temporarily unavailable due to scheduled maintenance, system updates, or technical issues
  • We reserve the right to modify, suspend, enhance, or discontinue any aspect of our services at any time
  • System updates and improvements may temporarily affect service availability or functionality
  • We will provide reasonable advance notice of planned maintenance and significant changes when possible
  • Emergency maintenance or security updates may be performed without prior notice to protect system integrity
  • Third-party data providers, market feeds, or integrated services may experience outages affecting our platform
  • We may implement usage limits, rate limiting, or other technical restrictions to ensure fair access for all users
  • New features and enhancements may be introduced gradually or made available to specific user groups first

8. Limitation of Liability

Legal liability and risk management documentation

To the maximum extent permitted by applicable law, Tasty Risk AI shall not be liable for:

  • Any indirect, incidental, special, consequential, or punitive damages of any kind
  • Loss of profits, revenue, business opportunities, or anticipated savings
  • Investment losses, trading losses, or financial damages resulting from use of our recommendations or tools
  • Damages resulting from service interruptions, technical failures, or system downtime
  • Actions taken by users based on information, analysis, or recommendations provided through our platform
  • Third-party content, services, data, or integrations accessed through or connected to our platform
  • Unauthorized access to, alteration of, or loss of your data despite our security measures
  • Any damages exceeding the total amount paid for our services in the preceding 12 months
  • Force majeure events including natural disasters, government actions, or other circumstances beyond our control
  • Market volatility, economic downturns, or other external factors affecting investment performance
  • Errors or omissions in third-party data sources or market information

9. Termination of Service

Either party may terminate the service relationship under the following conditions and procedures:

  • Users may cancel their subscription at any time through their account settings or by contacting customer support
  • We may terminate accounts immediately for material violation of these Terms, illegal activity, or fraudulent behavior
  • Termination for non-payment will occur after appropriate notice and reasonable opportunity to cure the default
  • We may discontinue services with 30 days' advance written notice to active subscribers
  • Upon termination, access to the platform and all associated services will be immediately suspended
  • Users may request export of their data within 30 days of termination, subject to technical feasibility
  • Certain provisions of these Terms including intellectual property rights and liability limitations will survive termination
  • Refunds for prepaid services will be provided on a pro-rata basis for unused subscription periods
  • We reserve the right to retain certain data as required by law or for legitimate business purposes

10. Governing Law and Dispute Resolution

These Terms are governed by the laws of New York State and applicable federal regulations:

  • Any disputes arising from these Terms or use of our services will be resolved through binding arbitration in New York
  • Users expressly waive the right to participate in class action lawsuits or class-wide arbitration
  • Arbitration will be conducted under the Commercial Arbitration Rules of the American Arbitration Association
  • Each party will bear their own costs and attorney fees unless otherwise awarded by the arbitrator
  • Injunctive relief may be sought in state or federal court when appropriate to protect intellectual property or prevent irreparable harm
  • The arbitration will be conducted in English and the arbitrator's decision will be final and binding
  • Any court proceedings will be conducted in the state and federal courts located in New York

11. Contact Information

For questions about these Terms of Service, legal matters, or service-related inquiries, please contact us:

Legal Department: legal@tastyriskai.com

General Inquiries: info@tastyriskai.com

Phone: +1 (718) 423-6905

Address: 212-15 75th Ave, Bayside, NY 11364

Business Hours: Monday - Friday, 9:00 AM - 6:00 PM EST